GCash has evolved far beyond its origins as a simple mobile payment tool. Today, it is the Philippines' #1 finance super app, serving 81 million active users and 2.5 million sellers and merchants across the country. Here is a comprehensive look at everything you can do with your GCash account.
Send & Receive Money
GCash-to-GCash transfers are completely free and happen in real time. You can send money to multiple recipients at once using the Send to Many feature, or transfer funds to over 40 partner banks and other e-wallets including Maya, BPI, BDO, UnionBank, Landbank, and Metrobank through InstaPay.
Pay Bills to 400+ Billers
Skip long queues and pay your electricity, water, internet, credit card, and other bills directly from the app. GCash works with more than 400 billers nationwide. You can set payment reminders and save recurring billers for faster transactions.
QR Code Payments
Pay at over 70,000 merchants nationwide by scanning a QR code. GCash is part of the national QR Ph standard, making it compatible with other banks and e-wallets. You can also use GCash at millions of Alipay+ partner merchants in select international destinations.
Buy Load Anytime
Top up prepaid mobile credit for yourself or others on any Philippine network. GCash also offers exclusive promotions for Globe and TM subscribers, as well as prepaid broadband packages.
Financial Services
Fully verified GCash users can access a growing range of financial products: GSave – a high-yield savings account through partner banks with no minimum balance; GCredit – a revolving credit line; GInvest – access to mutual funds starting at just ₱50; GFunds – professionally managed investment funds; GCrypto – curated cryptocurrencies; and GLoan – personal loans with low interest starting at 1.59% per month.
Insurance
GInsure offers affordable insurance products directly through the app, including hospitalization and accident insurance starting at ₱59, travel insurance starting at ₱350, and scam protection coverage.
